Legal framework

Swiss legal foundation — reliability and transparency

Homeunity is built on Swiss law, which recognises digital ledger rights (DLT) and protects them like traditional assets. Your membership and rights are anchored legally — not only in code.

Art. 973d OR

Register rights on a DLT basis.

Fuchs Treuhand AG

Independent fiduciary (Lucerne).

Bankruptcy remote

Assets isolated from operational risk.

KYC/AML

Mandatory participant verification.

DLT register rights (Art. 973d OR)

Since 2021, Switzerland’s DLT legislation has been in force. Article 973d of the Swiss Code of Obligations (OR) treats digital register rights (Registerwertrechte) as legally valid and comparable to traditional securities.

What this means for you:

For institutional partners: the legal opinion of Fuchs Treuhand AG confirms HRPT qualifies as a utility token under FINMA classification and is not a security (Effekten). The full opinion is linked below.

Download legal opinion (PDF) Whitepaper — legal section (PDF)

Fuchs Treuhand AG — independent fiduciary

Fuchs Treuhand AG is a Swiss firm with long experience in fiduciary services, compliance, and DLT structures. It acts as independent administrator of the registry and Homeunity reserves.

Responsibilities of Fuchs Treuhand AG:

Fiduciary contact

Fuchs Treuhand AG
Morgartenstrasse 3, 6003 Luzern, Switzerland

Bankruptcy remote — asset isolation

Typical case: you buy a token, the operator goes bankrupt — and value evaporates. In Homeunity, assets (tokens, reserves, rights) sit in a separate legal structure. Even if the operating company faces distress, participants’ registered rights remain.

How it is implemented:

For institutions: a detailed isolation diagram is in the legal opinion and Whitepaper (sections 9.1–9.5).

KYC/AML and compliance

To activate HRPT and access the club, every participant must complete KYC (Know Your Customer) and AML (Anti-Money Laundering) aligned with Swiss and international standards.

What is required:

Timing: usually 1–2 business days after documents are submitted.

Privacy: data are processed under GDPR and Swiss data protection law. Disclosure to third parties only where regulators require it.

Marketing & communications limits (Legal Notice)

Under instructions from Fuchs Treuhand AG and Swiss law, Homeunity does not use in communications:

We do not use

  • Terms like “investment returns”, “ROI”, or “profit” for HRPT.
  • Describing HRPT as a “financial instrument” or “yield token”.
  • Promises of “price appreciation”, “market upside”, or “liquidity support”.
  • Claims that HRPT is a “bridge” to yield.

Allowed and used

  • Utility features (club access, discounts, AI concierge).
  • Transparent disclosure of fixed supply and member cap.
  • ACR and HAFS explained as technical mechanics, not investment pitches.
  • Clear separation of HRPT and HPOT (yield layer — restricted).

These rules reduce regulatory risk and demonstrate good faith to institutional partners.

Official documents

Download list (live links will be added when published on the site).

Documents are available in Russian and English. The Russian version is informational; the English version is legally controlling.

Legal FAQ

Is HRPT a security?

No. Per Fuchs Treuhand AG and FINMA classification, HRPT is a utility token: access to club services, no economic rights (NOI, dividends). See the legal opinion.

Could US authorities ban HRPT?

HRPT is not offered to US retail investors. US Persons’ access to the HPOT yield layer is technically restricted. HRPT as utility may still be used — consult local counsel.

What does Fuchs Treuhand AG guarantee?

It does not guarantee returns or repayment. It attests that parameters (supply, cap) match disclosures, reserves follow the rules, and KYC/AML are conducted properly.

Could I lose HRPT if Homeunity goes bankrupt?

No. With bankruptcy-remote structuring and register rights (Art. 973d), your token right remains. Utility (hotel access) could be disrupted if operations stop — see Risk Disclosure.

Where is the HRPT contract deployed?

Smart contract on BSC: 0x41bE4f626808C3a56d7C2E66b3e8f106b4a2D832. Contract verified.

Full FAQ

Verify reliability yourself

Read the documents, check the contract address, contact the fiduciary if needed. Confidence is the basis of a long-term relationship.

Download Whitepaper 2026 (PDF) Download legal opinion (PDF)

Homeunity does not provide legal advice. Consult an independent lawyer familiar with your jurisdiction if needed.

Compliance inquiry

Message compliance: questions on KYC/AML, documents, or verification. We will respond by email.

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